Reference Library

The IRS sent
a letter. Now what?

IRS correspondence is coded. Each notice and letter number signals something specific about what the IRS is doing, what deadlines apply, and what options the taxpayer still has. This is a reference for the most common notices taxpayers receive.

How to read this page.

Each notice below lists the CP (computer-paragraph) or Letter number the IRS uses, a short description of what the notice actually means, and the most important deadline associated with it. This is reference material — useful for understanding what you received, not a substitute for advice on what to do about it. The $105 Transcript Analysis includes a preliminary review of any active notice against the full transcript picture.

Collection notices

CP14 — Balance Due. The first notice a taxpayer receives when they have a balance due on a return. Usually 30 days to respond. Not an enforcement notice; a demand.

CP501, CP503, CP504 — Reminder series. Successive demand letters after a CP14. CP504 is the last notice before the IRS begins lien filing or levy preparation. Each escalates; none of them should be ignored.

LT11 / Letter 1058 — Final Notice of Intent to Levy. The notice that triggers the 30-day Collection Due Process hearing window. Miss this window and CDP rights are forfeited. One of the most consequential letters in the IRS collection sequence.

LT16 — Please Call Us About Your Account. Soft-contact letter that often precedes enforcement. Worth responding to before it escalates.

CP90 / CP297 — Notice of Levy. Levy notice issued to a third party (employer, bank) directing the levy. By the time this arrives, the CDP window has typically already passed.

CP91 / CP298 — Notice of Levy on Social Security. Levy against Social Security benefits. Specific statutory limits on amounts that can be taken, but the levy itself is in place.

Letter 3172 — Notice of Federal Tax Lien Filing. Triggers a separate 30-day CDP hearing window tied to the lien filing. Different from the levy CDP window.

Examination notices

CP2000 — Notice of Proposed Adjustment. Generated by the IRS automated underreporter program when reported income does not match third-party information returns (W-2s, 1099s). Not a final assessment; a proposal the taxpayer can agree to, partially agree to, or contest. 30-day response window.

Letter 566 / Letter 525 — Audit notification. Initiates an examination. Specifies items under review and requests documentation. This is the point at which audit strategy matters most — the administrative record being built here will determine what happens at Appeals and, if it goes further, at Tax Court.

Letter 950 — 30-Day Letter. Issued at the close of an examination that resulted in proposed adjustments the taxpayer disagrees with. 30 days to file a formal written protest to IRS Appeals.

Letter 3219 / CP3219A — Statutory Notice of Deficiency ("90-Day Letter"). The single most time-sensitive notice the IRS issues. 90 days from the date on the notice to file a petition with the United States Tax Court (150 days if addressed to a person outside the United States). Miss the deadline and Tax Court jurisdiction is permanently foreclosed; the deficiency becomes assessed and the only recourse is to pay and sue for refund in district court. There are no extensions.

Appeals and enforcement

Letter 4837 — Appeals Acknowledgment. Confirms a protest has been received and assigned. The first step in the Appeals process.

Letter 1153 — Trust Fund Recovery Penalty Proposed Assessment. Begins the process of personally assessing unpaid employment trust fund taxes against "responsible persons." 60-day response window. TFRP defense turns heavily on what is argued and documented at this stage.

Letter 2205 — Examination interview appointment. Scheduling letter for an in-person IRS examination interview. Counsel is typically advised before this interview.

Letter 915 — Examination Report. Transmits the examiner's findings. Taxpayer has 30 days to respond or it proceeds to the 30-day letter and then Appeals.

Identity and compliance

CP2005 / CP2006 — Inquiry closed. The IRS has accepted the taxpayer's response and closed the inquiry without further action.

Letter 4883C / 5071C / 5447C — Identity verification. Sent when the IRS needs to verify the taxpayer's identity before processing a return or issuing a refund. These letters are sometimes mimicked by scammers; verification should always go through the official IRS phone number or in-person process listed in the letter.

Received any of these?

Send us the notice.

Any of the notices above can be reviewed as part of the $105 Transcript Analysis. The Transcript Analysis examines the notice in context of the full IRS account picture and returns a written analysis of what the notice means, what deadlines apply, and what resolution paths exist.

Request Transcript Analysis

Frequently asked questions.

I got a letter that doesn't match any of these. What now?

The IRS issues many more notice types than listed here — the categories above cover the most commonly received. The first page of any IRS letter has the notice or letter number in the upper-right corner. Send a copy (or description) via the contact form and a preliminary review is included in the Transcript Analysis.

The letter looks like it might be a scam. How can I tell?

Genuine IRS correspondence almost always begins by mail, includes a specific notice or letter number, and directs you to IRS.gov or an official IRS phone number (never a third-party number). The IRS does not demand immediate payment by gift card, wire transfer, or cryptocurrency. Aggressive phone calls claiming to be the IRS threatening immediate arrest are almost always scams. When in doubt, verify through IRS.gov directly.

I missed a deadline on one of these letters. Is my case over?

Depends which deadline. Missing a 30-day protest window forecloses Appeals for that examination but leaves other paths open. Missing a 30-day CDP window forecloses the CDP hearing but leaves Equivalent Hearing and subsequent options. Missing a 90-day Statutory Notice of Deficiency window is the hardest miss — Tax Court jurisdiction is gone and options narrow considerably, but pre-assessment and post-assessment paths still exist. A Transcript Analysis identifies which deadlines apply to the current posture.